Abundance Legal
Terms of Use (EULA)
Last updated: 13 March 2026
This Terms of Use / End User License Agreement ("Agreement") is a legal agreement between you and Ethan Weston and Steve Edwards ("Abundance," "we," "us," or "our") for your use of the Abundance mobile application and any updates, content, functionality, and related services made available through it (collectively, the "App").
This Agreement is concluded between you and us only, and not with Apple. We, not Apple, are solely responsible for the App and its content, except as otherwise required by law.
By downloading, installing, or using the App, you agree to this Agreement. If you do not agree, do not download or use the App.
1. Scope of License
Subject to this Agreement, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use the App on Apple-branded devices that you own or control, solely for your personal, non-commercial use and only as permitted by Apple’s usage rules.
This license does not allow you to:
- rent, lease, lend, sell, redistribute, or sublicense the App;
- copy, reproduce, modify, adapt, translate, or create derivative works of the App except as expressly permitted by law;
- reverse engineer, decompile, disassemble, or attempt to derive source code, except to the extent such restriction is prohibited by law;
- make the App available over a network where it could be used by multiple devices at the same time except as allowed by platform rules; or
- remove or alter proprietary notices.
All rights not expressly granted are reserved.
2. App Purpose
The App is a budgeting and planning tool. It helps you organise and review financial information that you provide, including income, spending categories, payment dates, scenarios, and related data.
The App is not a bank, lender, broker, accountant, tax adviser, law firm, or financial adviser.
3. No Professional Advice
The App does not provide financial, tax, accounting, legal, investment, credit, or debt advice.
Any notifications, reminders, summaries, projections, progress screens, or scenario tools are informational only and depend on the accuracy of the data you enter. You remain solely responsible for all financial decisions and obligations.
4. Eligibility
You must be at least 18 years old to use the App.
5. User Data
You retain ownership of the data you input into the App.
You are responsible for:
- ensuring your entries are accurate and lawful;
- protecting your device and any exported files;
- reviewing imports before using them; and
- maintaining separate backups if your data is important to you.
The App may support import/export, local storage, and cloud-related features such as iCloud functionality where available. Those features are provided for convenience and may depend on third-party systems and device settings.
6. Sign In and Apple Services
The App uses Sign in with Apple for account access and may use Apple services such as iCloud where supported.
Your use of Apple services is also subject to Apple’s own terms and policies. We are not responsible for the availability or operation of Apple services.
7. Payment and Refunds
The App is sold as a one-time paid purchase through Apple’s App Store.
All payments, billing, and refunds are handled by Apple under Apple’s terms and policies. We do not process payments directly and do not issue App Store refunds ourselves.
8. Maintenance and Support
We are solely responsible for providing maintenance and support for the App, if any, as required by applicable law or as we choose to provide.
Apple has no obligation whatsoever to furnish maintenance or support services for the App.
9. Warranty Disclaimer
To the maximum extent permitted by law, the App is provided "as is" and "as available," with all faults and without warranty of any kind.
We disclaim all warranties and conditions, express, implied, or statutory, including implied warranties of merchantability, satisfactory quality, fitness for a particular purpose, accuracy, title, non-infringement, and quiet enjoyment.
We do not warrant that:
- the App will meet your requirements;
- the App will be uninterrupted, secure, or error-free;
- reminders or notifications will always arrive on time or at all;
- calculations, forecasts, or summaries will be correct;
- data imports, exports, backups, or restores will succeed without issue; or
- defects will be corrected.
Nothing in this Agreement limits any legal rights you may have under applicable consumer law that cannot lawfully be excluded.
10. Product Claims
We, not Apple, are responsible for addressing any claims by you or a third party relating to the App or your possession and use of the App, including:
- product liability claims;
- claims that the App fails to conform to any applicable legal or regulatory requirement; and
- claims arising under consumer protection, privacy, or similar laws.
11. Intellectual Property Claims
If a third party claims that the App or your possession and use of the App infringes that third party’s intellectual property rights, we, not Apple, will be solely responsible for the investigation, defence, settlement, and discharge of that claim, to the extent required by law.
12. Third-Party Terms
You must comply with all applicable third-party terms when using the App, including Apple platform terms and any relevant cloud, authentication, or storage provider terms.
13. Export Compliance
You may not use or otherwise export or re-export the App except as authorised by United Kingdom law, United States law where applicable, and the laws of the jurisdiction in which the App was obtained.
14. Termination
This Agreement is effective until terminated.
It will terminate automatically if you fail to comply with any term of this Agreement. Upon termination, you must stop all use of the App and delete all copies in your possession or control.
We may also suspend or terminate access to App features where reasonably necessary for security, legal, or operational reasons.
15. Limitation of Liability
To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, revenue, business, or goodwill arising out of or related to your use of the App.
To the maximum extent permitted by law, our total liability arising out of or relating to the App or this Agreement will not exceed the greater of:
- the amount you paid for the App in the 12 months before the claim arose; or
- GBP 50.
Nothing in this Agreement excludes or limits liability that cannot lawfully be excluded under applicable law.
16. Privacy
Your use of the App is also subject to our Privacy Policy.
17. Applicable Law
This Agreement is governed by the laws of England and Wales.
Any dispute arising from or relating to this Agreement or the App will be subject to the courts of England and Wales, except where applicable consumer law provides otherwise.
18. Third-Party Beneficiary
You acknowledge and agree that Apple and Apple’s subsidiaries are third-party beneficiaries of this Agreement and, upon your acceptance of this Agreement, Apple will have the right to enforce this Agreement against you as a third-party beneficiary.
19. Contact
If you have questions, complaints, or support requests about the App, contact: